Project the future value of your investment portfolio. Enter your starting balance, regular contributions, expected annual return, and time horizon.
This calculator estimates how an investment portfolio could grow over time by combining a starting balance, ongoing monthly contributions, and a projected annual rate of return, compounded monthly.
Because actual markets fluctuate, the annual return you enter should be treated as a long-term average estimate rather than a guarantee — real results will vary from year to year.
If you enter an expected inflation rate, the calculator will also show the inflation-adjusted value of your investment, giving you a sense of its future purchasing power in today's dollars.
It compounds your initial investment plus any regular contributions at your expected annual return rate over your chosen time horizon.
No — it's a projection based on assumed constant returns. Real returns fluctuate and aren't guaranteed, so treat results as illustrative.
Due to compounding, starting even a few years earlier can significantly increase your final balance, often more than contributing larger amounts later.